Versan Aljarrah, founder of Black Swan Capitalist, said XRP should be held as digital collateral for the future financial system rather than sold. On October 20, 2025, he stated investors should profit from other digital assets before shifting into tangible assets such as gold and real estate. Some community members support this view, seeing XRP as a strategic store of value beyond transactional use. Meanwhile, on-chain data shows a sharp decline in XRP payment activity over recent months.

Institutional investors poured $291 million into Solana last week, making it the top performer while Bitcoin and Ethereum experienced significant outflows. SOL trades near $210 with analysts eyeing $250, further bolstered by Crypto.com's new $400M treasury partnership.